Abstract
Micro small-sized enterprises play a vital role in poverty reduction and development of many developing countries. Yet the issue of credit availability to small firms continues to be a major problem which impedes the growth of micro-small enterprises. This article examines the factors influencing the extension of bank credit to micro small-sized enterprises based on a sample of 572 in Ghana and Nigeria. The results indicate that size of the firm, age of the firm, ownership type and relationship banking have a positive bearing on a decision to extend credit to small firms in West Africa.
| Original language | English |
|---|---|
| Pages (from-to) | 129-150 |
| Number of pages | 22 |
| Journal | Journal of Emerging Market Finance |
| Volume | 12 |
| Issue number | 2 |
| DOIs | |
| Publication status | Published - Aug 2013 |
Keywords
- West Africa
- bank credit
- small-sized enterprises
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Cite this
Boateng, A., & Abdulrahman , M. (2013). Micro small-sized enterprises and bank credit: evidence from West Africa. Journal of Emerging Market Finance, 12(2), 129-150. https://doi.org/10.1177/0972652713494043