Micro small-sized enterprises and bank credit: evidence from West Africa

Agyenim Boateng, Mohammad Abdulrahman

    Research output: Contribution to journalArticlepeer-review

    9 Citations (Scopus)


    Micro small-sized enterprises play a vital role in poverty reduction and development of many developing countries. Yet the issue of credit availability to small firms continues to be a major problem which impedes the growth of micro-small enterprises. This article examines the factors influencing the extension of bank credit to micro small-sized enterprises based on a sample of 572 in Ghana and Nigeria. The results indicate that size of the firm, age of the firm, ownership type and relationship banking have a positive bearing on a decision to extend credit to small firms in West Africa.
    Original languageEnglish
    Pages (from-to)129-150
    Number of pages22
    JournalJournal of Emerging Market Finance
    Issue number2
    Publication statusPublished - Aug 2013


    • West Africa
    • bank credit
    • small-sized enterprises


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