Confusion, uncertainty and pensions

Patrick Ring, Robert Webb

    Research output: Contribution to specialist publicationArticle

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    Security in retirement is a key issue for savers, the financial services industry providing pension solutions, and a government wanting individuals to plan for retirement. In that context, pension confusion is a continuing challenge.
    This article is based on research using the Scottish Social Attitudes Survey. It examines attitudes of savers in Scotland as expressed in that survey, and suggests that, whilst there is significant confusion about pension provision, some of the confusion may arise from concern about the inherent uncertainty of pension saving. In turn, this emphasises the importance of trust in the current automatic enrolment reforms, and the problems that may arise if that trust is broken.
    Original languageEnglish
    Number of pages3
    Specialist publicationPensions Management Institute
    Publication statusPublished - Jun 2014


    • pensions
    • retirement
    • financial services


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